Tax

Superannuation is a concessionally taxed retirement savings plan. For the past 20 years Federal Governments have been encouraging people to save for their own retirement, by offering concessional tax rates for super and related investment earnings.

The rates for other investments

If you have investments other than super, these are probably taxed at your marginal tax rate (MTR). Your MTR is the highest rate at which you pay tax on your income. For more information visit the Australian Taxation Office.

2010-11 Marginal Tax Rates

Taxable income   Tax rate  Percentage 
$1 – $6,000 Nil

0%

$6,001 – $37,000 15c for each $1 over $6,000 

15%

$37,001 – $80,000 $4,650 plus 30c for each $1 over $37,000 

30%

$80,001 – $180,000   $17,550 plus 37c for each $1 over $80,000 

37%

$180,001 and over  $54,550 plus 45c for each $1 over $180,000 

45%

* The above rates do not include the Medicare levy of 1.5%

Super is one of the most tax-effective ways of saving for retirement. Find out why by learning about the way your super or pension is taxed.

Follow the links below to find out more.

Tax file numbers

Tax on contributions

Tax deductions

Tax on investment earnings

Tax when super is paid as cash

Tax rebate for spouses

Tax on pensions

Tax for eligible temporary residents

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