Direct Investment
Take greater control of your super or pension investment with the Direct Investment option, allowing you to choose ASX300 companies, term deposits and exchange-traded funds.
Your super, your decision
Our Direct Investment option offers eligible members far greater control and freedom over their super savings than ever before. So if you've ever wanted to pick which shares you’re invested in, been attracted by term deposits, or wanted to invest in exchange-traded funds (ETFs), the Direct Investment option may be just what you’re looking for.
Why choose Direct Investment?
The Direct Investment option suits members who want to be actively involved in managing their investments.
Control where your money goes
Do you want to invest in specific companies or industries you're passionate about? With Direct Investment, you can pick specific shares you want to invest in from a range of ASX300 listed shares, or you can go for term deposits or Exchange Traded Funds (ETFs).
Shares
Shares are investments that represent part ownership of a company. You can invest in the top 300 largest Australian securities that form part of the S&P/ASX 300 Index.
Exchange Traded Funds (ETFs)
ETFs are securities that aim to provide the same returns as a particular index or benchmark by investing in a range of securities that make up that index or benchmark.
Term Deposits
Term deposits are investments with an interest rate that is fixed for a set term. Generally, term deposits offer a low level of return, but they are also less risky than other types of investments.
Manage your investments anytime, anywhere
The Direct Investment option allows you to make decisions when and where you need to, 24/7, without needing to set aside a large amount of time. Once you're all set up, you conduct all activities online. You'll be able to:
- Check the value of your investments
- Transact in a range of ASX300 listed shares, ETFs and term deposits
- Place buy and sell orders for ASX300 listed shares and ETFs on market (during ASX trading hours)
- Access personalised share trading information, open orders, trading history, and
- View detailed information about the share market as it is updated.
Who can invest
To be eligible to invest in the Direct Investment option, you must have a minimum of $10,000 in your Media Super account.
A maximum of 90% of your total Media Super account balance can be invested in the Direct Investment option, subject to a minimum balance of $2,000 remaining in one or more of Media Super’s other investment options.
The minimum amount you can transfer into the Direct Investment option is $500.
Term deposit providers
The term deposit providers listed in the table below are currently available within our Direct Investment option.
Term deposit rates and terms are updated on Friday each week. You can also find current rates and terms by logging into the Direct Investment section of your online account or contacting the Helpline on 1800 640 886.
| Provider | 1M | 2M | 3M | 4M | 5M | 6M | 7M | 8M | 9M | 10M | 11M | 1Y |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AMP | 0.40 | 0.50 | 0.55 | 0.55 | 0.55 | 0.80 | 0.80 | 0.80 | 0.80 | |||
| ANZ | 0.10 | 0.20 | 0.60 | 0.50 | 0.50 | 0.60 | 0.55 | 0.70 | ||||
| Adelaide Bank | 0.10 | 0.35 | 0.65 | 0.65 | 0.65 | 0.70 | 0.70 | 0.70 | 0.70 | 0.70 | 0.85 | 0.95 |
| Bank of Queensland | 0.15 | 0.40 | 0.70 | 0.65 | 0.65 | 0.80 | 0.65 | 0.65 | 0.90 | |||
| Goldfields Money | 0.15 | 0.20 | 0.40 | 0.45 | 0.50 | 0.60 | 0.50 | 0.70 | ||||
| Macquarie Bank | 0.55 | 0.55 | 0.60 | 0.60 | 0.65 | |||||||
| Members Equity Bank | 0.50 | 0.50 | 0.80 | 0.80 | 0.80 | 0.85 | 0.90 | 1.00 | ||||
| MyState | 0.10 | 0.10 | 0.10 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | ||
| NAB | 0.20 | 0.35 | 0.65 | 0.66 | 0.66 | 0.67 | 0.69 | 0.70 | 0.72 | 0.74 | 0.75 | 0.80 |
Current as at 7 August 2020
Available Exchange traded funds
The following ETFs are currently available within Direct Investment.
| ETF | ASX code |
|---|---|
| BetaShares Australian High Interest | AAA |
| BetaShares Agriculture ETF | QAG |
| BetaShares Gold Bullion ETF (A$ Hedged) | QAU |
| ETFS Physical PM Basket (AU) ETC | ETPMPM |
| iShares FTSE China 25 (AU) | IZZ |
| iShares MSCI EAFE (AU) | IVE |
| iShares MSCI Emerging Markets Index (AU) | IEM |
| iShares S&P Asia 50 (AU) | IAA |
| iShares S&P Europe 350 (AU) | IEU |
| iShares S&P Global 100 (AU) | IOO |
| iShares UBS Composite Bond | IAF |
| iShares UBS Treasury Index | IGB |
| Russell Australian Select Corporate Bond | RCB |
| Russell Australian Semi-Government Bond ETF | RSM |
| SPDR MSCI Australia Sel High Div Yld Fd | SYI |
| SPDRS&P/ASXSmallOrdinariesETF | SSO |
| SPDRS&P World ex Australia (Hedged) ETF | WXHG |
| Vanguard All-World Ex US Shares (AU) ETF | VEU |
| Vanguard Australian Prop Secs Index ETF | VAP |
| Vanguard MSCI Aust Small Comp Index ETF | VSO |
| Vanguard Australian Government Bond Index | VGB |
How to get started with Direct Investment
Before switching to Direct Investment, make sure you read the Direct Investment Guide to ensure you understand how the option works, including any restrictions.
Access to the Direct Investment option is available through your Media Super online account. After logging in, you can switch funds from your existing investment option to the Direct Investment option. You will need to transfer at least $500 into the Direct Investment option.
You will need to make sure you have provided your email address and please read the Direct Investment terms and conditions, available in your online account.
Cash Hub
The Cash Hub is a holding account used to transfer money between the Direct Investment option and your other Media Super investment options. Your Cash Hub must have a minimum balance of $500.
Want to speak to an expert before making the switch?
The Direct Investment option does require a confident approach to proactively managing your own investments. If you need advice before getting started, our team is available to help talk you through this option.
Take control of your super investments
If you're ready to start using the Direct Investment option, log into your account and head to the Investment page to make the switch. Make sure you've read the Direct Investment Guide and if you have any questions, call the Helpline on 1800 640 886.