Important message about your insurance

Your automatic insurance cover may be impacted if you don't act.

The Government has changed the laws that apply to automatic insurance in super, which is the death and disability cover that most members receive when they join Media Super.

If you want access to automatic insurance cover, you need to tell us. Otherwise you generally won’t receive cover until your account balance reaches $6,000 (and you’ve turned 25). Other conditions may apply.

 

Who should use this online form?

Use this online form if you're:

  • 25 or older, and
  • an Industry, Sole Trader or Corporate member

Complete this form if you want access to automatic cover now regardless of your account balance.

Don't use this online form if you're:
  • under 25, or
  • a Personal member

To check if you're eligible for cover and to apply for it, complete a Change my insurance form.

Once you tell us you want cover, it will generally start from:

  • If you're an Industry or Corporate Super member: when we receive an on-time compulsory super payment from your employer, or
  • If you're a Sole Trader Super member: when we accept your completed form (as long as you have at least $250 in your account within 31 days from the date we receive it).

You’ll also need to be able to do your normal job without being restricted by injury and illness for ten days in a row. Otherwise your TPD cover will be limited to injuries or illnesses that first occur after your cover starts, until you can do your normal job unrestricted for ten days in a row. See your insurance guide for more details.

Your cover may be limited if:

  • You're an Industry Super member and you tell us you want cover more than six months after you joined your first Media Super employer
  • You’re a Corporate member and you tell us you want cover more than six months after you became eligible for Media Super Corporate with your employer
  • You’re a Sole Trader Super member and you tell us you want cover after you join Media Super.

This means that for 24 months you’ll only be covered for injuries or illnesses that first occur after your cover starts. After 24 months, you’ll get full cover, providing you can do your normal job without being restricted by injury or illness for ten days in a row. See your insurance guide for more details.

Want to keep your cover, even when life changes?

Your automatic insurance cover may be impacted if you don't act.

Any cover you get will stop if your account doesn’t receive a contribution or roll in for 16 months (unless it stops for another reason under the Policy). Alongside telling us below that you want automatic cover, you can also complete our online form to tell us you want to keep your cover – even if you stop work or change jobs.

 

I want insurance

If you want automatic insurance as described above, please click on the Yes field below.

I have completed this form truthfully and correctly to the best of my knowledge and understand that:

  • Submitting this form to Media Super will mean that I want to have automatic insurance cover now (regardless of my age or account balance).
  • Insurance costs will be deducted from my super account and I understand that this will have an impact on my retirement savings.
  • This instruction will apply to the Media Super death, total and permanent disablement and income protection cover I’m eligible for or may receive in the future. Commencement and type of insurance cover is subject to meeting eligibility requirements and in some cases may be limited, as detailed in the relevant Insurance Guide for your Membership.
  • My cover will continue until I cancel it or it stops for another reason as detailed in the relevant Insurance Guide for my membership.
  • I can choose to cancel some or all of my cover at any time by logging into my account or by completing the relevant form.
  • The information collected above will be used solely for the purpose of updating your superannuation account with your election and will be handled in accordance with Media Super's Privacy Policy.

*This must match the data we have on file for your election to be valid.

 

We're here to help

If you have any questions or would like to discuss your options further, we can help get your super sorted.