What circumstances you are covered for will depend on the type of insurance you have with Media Super.
Death Only
Death only cover benefits may be paid:
- if you are terminally ill, or
- to your beneficiaries or estate if you die.
Death and Total & Permanent Disablement (TPD)
Death and TPD benefits may be paid:
- if you are terminally ill,
- if you are totally and permanently disabled, or
- to your beneficiaries or estate if you die.
Income Protection
Income Protection replaces a percentage of your salary, including superannuation contributions, if you are unable to work due to illness, injury or disability.
Income Protection benefits may be paid:
- if you are totally disabled
- if you are partially disabled
- to a service provider as part of a return to work program
- to your beneficiaries or estate if you die while receiving an Income Protection benefit

