Super splitting

You may be able to split up to 85% of your concessional contributions in a financial year with your spouse, up to your concessional contributions cap.

You can make only one super splitting application per year - we require that a minimum of $1,000 be split and that your account balance cannot be less than $6,000 after the split.

Please note that the amount transferred to your spouse’s super account does not reduce the concessional contributions counted towards your cap.

To split your super, request a super splitting pack from us by phoning 1800 640 886. This pack will contain a statement showing the concessional contributions we received from you in the previous financial year and the maximum amount you can split, as well as a form for you to advise us how you wish to split your super.