Changing jobs

Changing jobs isn’t easy, however, Media Super reduces some of the hassle. Your Media Super account moves with you from job to job. It’s easy and there are no new membership applications.

Default super funds

If you’re starting a new job and do not choose your super fund by providing your new employer with details of your choice of fund, your new employer will generally create a new account for you with their own default fund provider.

Some larger employers have their own corporate super fund while others prefer to engage a retail fund or industry super fund to manage their employees' superannuation. Regardless of the type of fund, many employers may provide benefits for their employees through superannuation, such as paying for or subsidising insurance cover.

Learn about the types of superannuation funds in Australia.


Simply complete the Standard Choice of Fund form and give it to your new employer. Your employer should then make contributions, on your behalf, directly to your Media Super account.

If your employer requests written evidence that Media Super is a Complying Fund, our Complying Fund letter can be found on the back of the Standard Choice Form along with instructions on how to pay contributions to Media Super.

Why choose your own super fund?

If you leave your employer, you will generally lose access to any extra benefits provided by that employer. If you are able to remain a member of the super fund, you may have to move to a personal account – usually with higher fees and more expensive or lower insurance cover; this can be referred to as ‘flipping’.

Even if you opt to remain a member of the super fund, the fund may be restricted such that your new employers are not allowed to contribute to that fund on your behalf. You will need to choose a different fund to receive your new super contributions or start a new account with your new employer’s default fund. Every new account in your name means a new set of fees and premiums to pay from your super balance.

Your financial future

Changing jobs can be a stressful and busy time, but while your circumstances are changing it’s important to re-assess your financial situation, including your super.

If you don’t act you could end up:

  • paying higher fees – resulting in less retirement savings
  • with reduced or no insurance cover – so that you and your family are not adequately protected

How Media Super can help

Media Super is the industry super fund for print, media, entertainment and arts professionals. It is also a public offer fund, which means that anyone eligible for super can join, and Media Super members can take their super fund from job to job regardless of their industry.

If you change jobs, whether your new employer is a participating employer with Media Super or not, you can remain a member of, or you can join, Media Super.

Both Employer-sponsored and Personal account members of Media Super benefit by paying the same low fees and having the same strong long-term investment performance.

Further, you can retain any insurance cover you have with Media Super, or apply for cover if you join as a Personal account member.

What if I become self-employed or start a contract or freelance job?

You can keep your account if you change to self-employed, freelance or contract employment.

If your employer is making contributions on your behalf, simply provide them with your completed Standard Choice of Fund form. If you're making contributions for yourself, see How to contribute.

For information specific to your situation, read about Super for freelance or self-employed people


  • Don’t lose track of your super.
  • If you are changing jobs, ensure that you keep your super in one account so you're not paying multiple fees.
  • Keep an eye on your insurance arrangements, and ensure that you have enough cover.
  • Consider establishing a salary sacrifice arrangement to boost your super.