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The return on prior years is the time-weighted rate of return on investments for the Growth (MySuper) option, minus investment, weekly administration and percentage-based administration fees, costs and taxes for a representative member. The figure is shown as an annual percentage earned over 1 year and as a rolling 10-year average.

This return calculation is different to the crediting rate used to allocate earnings to your account. The crediting rate is not reduced by the weekly administration fee, as this fee is deducted directly from your account. From 1 February 2020 the percentage-based administration fee will no longer be included in the crediting rate and will instead be deducted directly from your account.

Below are the figures for our 1-year returns net of fees and taxes:

This is a member with a $50,000 balance at the end of each financial year.

The return target is the mean (average) estimate of return above the growth in the consumer price index (CPI). It is calculated as a 10-year annual average.

As this figure is based on the mean, we expect to meet or exceed the 10-year rolling return target roughly 50% of the time. Statistically, this means that roughly 50% of all rolling 10-year periods may have a return that is below the return target over the very long term.

Obtaining a return that is equal to the return target is not guaranteed. The return target is an estimate. We do not guarantee this will be reached.

The method to calculate a return target is prescribed by MySuper legislation, and is intended as a way to compare different MySuper funds. It is not the Growth (MySuper) option’s investment objective.

CPI is a measure of inflation reported by the Australian Bureau of Statistics.

The statement of fees and costs includes the following fees and costs for the Growth (MySuper) investment option based on a member with an account balance of $50,000 throughout the year:

Administration fees and costs (which consists of the account keeping fee of $1.00 a week, plus the percentage-based administration fee of 0.19% per annum of your account balance capped at $1,000 per year, plus an estimated 0.07%^* administration fees and costs a year deducted from fund reserves; and

Investment fees and costs^** of 0.44%^* and Transaction costs of 0.12%^* a year, deducted from investment returns before they’re credited to member accounts.

* These figures are estimates based on costs for the previous financial year(s) and may change. The calculation basis for these amounts is set out under the Additional explanation of fees and costs in the Fees and costs guide at mediasuper.com.au/fees.

** Investment fees and costs include an amount of 0.04% for performance fees based on the average performance fees for the five years to 30 June 2025. The calculation basis for this amount is set out under the Additional explanation of fees and costs in the Fees and costs guide at mediasuper.com.au/fees.