Cover you can count on
Having the right insurance means you can rest more easily. Because you know that if something happens and you can’t work, your plans won’t all go up in smoke.
Insurance claims
3,824
In 2025/2026 CBUS accepted 3,824 claims for our members and their families.
$411.3M
In 2025/2026 CBUS paid out $411.3M in benefits to our members and their families.
Why have insurance through Media Super?
Here are some of the many benefits:
Easy
Most members can get cover automatically, with no health checks and subject to eligibility criteria
Flexible
Everyone’s different, so you can change your cover to suit you
Affordable
Our Fund size means affordable cover for you, paid from your super not your salary
Purpose-built
We know your industry and we cover jobs that other funds may not
Loyalty benefits
Eligible* long-term members of 10+ years receive a rebate on insurance premiums
Types of cover
The following insurance guides will tell you what you need to know to get the right cover for you and your loved ones, wherever you are in life. So, it’s important you choose the right membership for your employment status and consider your personal circumstances and needs when deciding what’s right for you.
Industry Insurance
Cover for people who are employed and have their employer paying their superannuation contributions into Media Super.
Sole Trader Insurance
Insurance tailored for a person who is a sole trader and who pays their own superannuation contributions.
Personal Insurance
Cover for people who are not working and not receiving superannuation contributions from an employer.
Corporate Insurance
Insurance cover offered through an employer. The employer sets up the cover but this can be tailored.
Read about our insurance strategy.
^ Fund-wide claims for Cbus Super. Media Super merged with Cbus Super on 09 April 2022.
* Insurance Loyalty Rebate eligibility
We're giving eligible long-term members a loyalty rebate on Death, Total and Permanent Disablement (TPD) and Income Protection (IP) cover premiums. How it works:
From 28 September 2024, you’ll be eligible for a rebate on your future insurance premiums if:
- You've held insurance for any period of time
- You first took out the insurance cover 10+ years ago
The rebate works like this:
- 2% of insurance premiums if your cover was first activated 10 – 19 years ago
- 4% of insurance premiums if your cover was first activated 20+ years ago
If you were a Media Super member before merging with Cbus Super on 9 April 2022, we’ll use your original join date to determine eligibility.
