Why choose a Cbus Super Income Stream?
A super income stream gives you the flexibility to make regular withdrawals to fund your retirement, while keeping your super invested with your fund and continuing to benefit from tax exemptions. Find out more about the benefits of a Media Super pension.

Benefits of a Cbus SIS
There are a number of benefits to setting up a Cbus SIS account when you reach retirement age.
No start-up cost
Cbus don’t charge a fee for starting a SIS account.
Competitive fees
The fees for a Cbus SIS account are the same competitive fees you pay on your existing Media Super account.
Investment options
Choose from the same wide range of investment options, depending on your needs and preferences.
Flexible payment frequency
Choose to receive your regular SIS payments monthly, quarterly, half-yearly, or annually, to suit your needs. You can also make additional withdrawals at any time to cover any larger expenses you may have.
Online access
Manage your SIS account easily online, using the Cbus secure member portal.
What you need to open a Super Income Stream (SIS) account
- Have a minimum of $10,000 to invest.
- Reach your preservation age.
You can set up a SIS account using funds from your existing super account with Media Super or from any other super fund.
There are limits on how much you can invest
The Government has limited the amount of super you can transfer into tax-free retirement accounts (like our Fully Retired option) to $1.7 million for the 2021/22 financial year. This is called your lifetime transfer balance cap.
This is the total balance of all your tax-free retirement accounts, pensions and annuities, with Media Super, Cbus and any other super funds. Tax penalties may apply if you exceed the cap, and any amount over the cap will need to be withdrawn or transferred to a super account.
This limit doesn’t apply to the Transition to Retirement account.
How to open a SIS account
Whether you’re an existing Media Super member or new to us, you can apply for a SIS account via the application form in the Cbus Super Income Stream PDS (PDF).
Tax considerations
There are a range of things to be aware of when it comes to how super is taxed. Understanding the tax implications of how you access your super in retirement will help you make the right choice when it comes to your retirement planning.
Learn more about tax considerations in retirement
Access professional advice to help you plan your retirement
Call and speak with an adviser today. It’s no additional cost and our advisers can help you understand your options, what you need to consider before making any changes and provide a personal recommendation on topics like which investment option to choose, super contributions or starting a Super Income Stream.
Advice Services are ready to take your call from 8:30am to 6pm Monday to Friday (AEDT/AEST), Call us on 1800 640 886 (option 4) to get the ball rolling.