Retirement advice and resources

Planning for retirement doesn't have to be complicated. With our services, resources and tools, you can get the information and help to plan a retirement that works for your specific goals and circumstances.

Retirement advice and resources

We're here to help

We understand planning for your retirement can be a complex and difficult process. That’s why we offer a range of financial services, tools and resources to help you find your way to a comfortable retirement.

It’s our job to help you make the most of your retirement income, which includes providing you with the right advice no matter which stage of life you're in.

Tools, calculators and resources

Our resources and online calculators are designed to help you better understand and plan for your retirement savings strategies. Estimate your super potential at retirement, plan a budget and more.

Browse our tools, calculators and resources

Retirement income calculator

How much super are you likely to have when you retire? Our retirement income calculator can help you find out.

Use the retirement income calculator

Education sessions

Learn more about retirement and super at one of our education sessions. They're relaxed and informal so anyone can join, and they're provided as part of your membership.

Topics include retirement planning, the government Age Pension and transition to retirement.

Speak to one of our advisers

As part of your membership, you have access to our team of financial advisers over the phone who can assist you in planning your retirement.

For more comprehensive personal financial advice, our Advice Services can refer you to an accredited Certified Financial Planner (CFP®).

Your first meeting with a CFP is at no cost. The CFP offers advice on a fee-for-service basis, with any fees agreed with you in advance. You may be eligible to have the financial planner payment fees deducted directly from your account.

All CFPs meet strict professional qualification and service criteria set by us and the Financial Planning Association (FPA) of Australia.

Advice Services for members

Call and speak with an adviser today. It’s at no additional cost and our advisers can help you understand your options, what you need to consider before making any changes and provide a personal recommendation on topics like which investment option to choose, super contributions or starting a Super Income Stream.

Advice Services are ready to take your call from 8:30am to 6pm Monday to Friday (AEDT/AEST), Call us on 1800 640 886 to get the ball rolling or visit

Help applying for the Age Pension

Many people find the process of applying for the Age Pension to be so complicated or frustrating they simply give up. Cbus understand the importance of the Age Pension to our members. We have partnered with Retirement Essentials who can help make applying for the Age Pension much easier for you.

Learn more about the simpler age pension