MySuper Product Dashboard

This dashboard provides information on the Growth (MySuper) investment option

You can use the dashboard to compare the Growth (MySuper) investment option with MySuper products offered by other funds. The return target, return and fees and costs data in the dashboard have been calculated for a member with a balance of $50,000.

For more information on how to choose the right MySuper fund for you, go to the ASIC MoneySmart website.

My super dashboard


10-year average return of 8.03% per year as at 30 June 2023.

Return Target

The return target for 2023-2033 is 3.50% per year above inflation, after fees and taxes.

Future returns cannot be guaranteed.

See the explanation below.

Comparison between return target and return for financial years ending 30 June*

Mysuper dashboard graph

*Past performance is not necessarily an indication of future returns.

Level of Investment Risk (Standard Risk Measure)

Medium to high

Negative returns expected in 3 to 4 out of every 20 years .

Negative returns may occur more or less frequently than expected. The higher the expected return target, the more often you would expect a year of negative returns.

Statement of fees and other costs

$423 per year

Fees and costs for a member with a $50,000 balance. Different account balances will have an effect on fees and costs.

Dashboard explanation

The following section provides further explanation of the terms used above.

  • Return

    The return on prior years is the time-weighted rate of return on investments for the Growth (MySuper) option, minus investment, weekly administration and percentage-based administration fees, costs and taxes for a representative member. The figure is shown as an annual percentage earned over 1 year and as a rolling 10-year average.

    This return calculation is different to the crediting rate used to allocate earnings to your account. The crediting rate is not reduced by the weekly administration fee, as this fee is deducted directly from your account. From 1 February 2020 the percentage-based administration fee will no longer be included in the crediting rate and will instead be deducted directly from your account.

    Below are the figures for our 1-year returns net of fees and taxes:

    Year Ending1 year net return (%)
    30 June 20238.60
    30 June 2022-4.17
    30 June 202118.94
    30 June 20200.49
    30 June 20196.83
    30 June 201810.79
    30 June 201711.69
    30 June 20165.31
    30 June 20159.89
    30 June 201413.74
  • Representative member

    This is a member with a $50,000 balance at the end of each financial year.

  • Return target

    The return target is the mean (average) estimate of return above the growth in the consumer price index (CPI). It is calculated as a 10-year annual average.

    As this figure is based on the mean, we expect to meet or exceed the 10-year rolling return target roughly 50% of the time. Statistically, this means that roughly 50% of all rolling 10-year periods may have a return that is below the return target over the very long term.

    Obtaining a return that is equal to the return target is not guaranteed. The return target is an estimate. We do not guarantee this will be reached.

    The method to calculate a return target is prescribed by MySuper legislation, and is intended as a way to compare different MySuper funds. It is not the Growth (MySuper) option’s investment objective.

  • Consumer Price Index (CPI)

    CPI is a measure of inflation reported by the Australian Bureau of Statistics.

  • Statement of fees and other costs

    This is the sum of the administration fee (which consists of the account keeping fee of $1.50 a week plus the percentage based administration fee of 0.19% per annum of your account balance) and the investment fee (of 0.50% which is deducted from the investment earnings) for a member with a $50,000 balance.

General advice warning

This information is about United Super Pty Ltd trustee for Cbus offering Media Super products. It doesn’t take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions.

Past performance is not a reliable indicator of future performance.

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