Early access to super applications

If your application through myGov for an early release payment is approved by the ATO, they will send you a confirmation and notify Media Super. We will generally process your payment within five business days. Read the full details about timing and info to check before applying.

Your investment options

Everyone's investment needs are different based on your personal situation and retirement goals. Your investment needs also change as you get older. Media Super's range of investment options let you choose the right mix to suit your needs now and in the future.

Investment options to suit your needs – now and in the future

Everyone’s investment needs are different based on our financial and personal situations, and retirement goals. As we get older, and our lives change, so do our investment needs.

That’s why Media Super allows you to select an investment strategy designed to help you achieve your retirement goals. Media Super’s investment options provide you with the choice you need to create the best mix of investments to build a portfolio that you’re comfortable with. The mix of options you choose should be determined by your investment objectives and profile.

If you don’t make a choice, you will be invested in the Balanced (MySuper) option. This is Media Super’s default investment option, providing strong long-term returns and low fees.

Your investment options

Pre-mixed investment options

Media Super’s pre-mixed investment options are invested across a diverse range of asset classes – including shares, property, infrastructure, cash and unlisted assets – to meet different risk and return profiles.

You can choose from the following pre-mixed options:

  • Balanced (default – MySuper authorised)
  • Indexed Balanced
  • High Growth
  • Growth
  • Moderate Growth
  • Stable

Single asset class investment options

Single asset class* investment options allow you to invest in a single specific asset class.

You can choose from the following single asset class options:


  • Australian Shares
  • Passive Australian Shares
  • Australian Small Companies
  • Diversified Shares
  • Overseas Shares
  • Passive International Shares
  • Hedged International Shares
  • Emerging Markets Shares
  • Sustainable Future Shares

Property and infrastructure

  • Property
  • Global Listed Property
  • Global Listed Infrastructure


  • Fixed Interest
  • Cash

Direct Investment option

This Direct Investment option allows you to take greater control and manage how your super is invested, providing you with choice and the flexibility to make the investment decisions yourself.

You can choose from:

  • ASX300-listed companies
  • Exchange Traded Funds
  • Term deposits

Find out more about the Direct Investment option


SmartPath is a 'whole of life' investment option that changes your investment mix automatically as you get older. Younger members have a higher growth allocation, which gradually reduces to a balanced strategy over time.

Investment strategies for each age band carefully consider factors such as risk, liquidity needs and investment time frames.

The SmartPath investment option is only available to super members.

Find out more about SmartPath

Choosing an investment option that's right for you

Most of us aren't investment experts – so how do you know which investment option is right for you?

Our guide to choosing an investment option is a great place to start. It steps you through factors to consider, including your investment time frame and your comfort with risk.

Full details of each investment option are available in the Investment Guide, and of course our team is available to answer any questions and help you make decision.