Fees and Costs

We work to keep fees low so you can make the most of your retirement savings and enjoy your life after work.

The tables below explain the fees you'll pay, what they include, and how and when they're paid.

For definitions of these types of fees and further information, please see ‘Additional explanation of fees and costs’ in the Additional Information About Your Super Guide. Ranges for the Investment fees are estimates for the 2021-22 financial year. Ranges for the indirect cost ratio are estimated based on indicative annualised amount for the 2021-22 financial year.

If you have any questions about fees, please call us on 1800 640 886 and we'll be happy to help.

Fees and costs

Investment fee

AmountHow and when paid

Varies from 0.05% to 0.67% p.a. of your account balance. Investment fees may change from time to time because of changes in performance and/or other fees from year to year. The fees on the next page have been estimated based on the actual fees from the 2020/21 financial year. Read the Investment handbook for more information about crediting rates and the allocation of returns to member accounts.


The investment fee is deducted weekly from the investment option assets prior to the crediting rate being calculated, which reduces the return on your investment.

Administration fee

AmountHow and when paid

$78 p.a. ($1.50 per week) plus 0.19%. of your account balance a year – up to a maximum of $1,000 a year.

Deducted from your account balance at the end of every month and when you exit the fund.

Buy-sell spread

AmountHow and when paid
NilNot applicable.

Switching fee

AmountHow and when paid
NilNot applicable.

Advice fees relating to all members investing in a particular MySuper product or investment option

AmountHow and when paid
NilNot applicable

Advice fees for personal advice

AmountHow and when paid
Advice fees for personal adviceThe Financial Planner Payment is only payable for personal financial advice that relates to your interest in Media Super and the advice must be provided by a CERTIFIED FINANCIAL PLANNER (CFP®) who is part of the FPA Member Referral Program.

Insurance fees

AmountHow and when paid
Insurance premiums are payable if you have insurance cover in Media Super. The applicable premium will depend on the insurance cover you have and your personal circumstances. See the Insurance Guide for full details.Premiums are deducted from your account monthly and on exit.