How we invest your money
Superannuation is a long-term investment. Even when you retire, the money in your pension account continues to be invested for decades. That's why Media Super's investment options are designed to achieve long-term investment objectives to help you build your retirement savings.
What am I invested in?
We offer a range of investment options to suit members' needs throughout their lives. These options have various exposures to growth and/or defensive assets.
Our pre-mixed investment options are already diversified across a variety of asset classes to provide members with different risk profiles and return objectives to suit their needs.
Growth vs defensive assets
Investments can generally be divided into two types – growth assets and defensive assets.
Growth assets carry a higher risk but they can also deliver higher returns over the long term.
Defensive assets generally carry less risk but also deliver lower returns over the long term.
However, some assets have both growth and defensive qualities and are allocated into both categories.
Media Super's investment options have different levels of growth and defensive assets to help us achieve different risk/return profiles.
Types of assets
The risk and return profile of each investment options is determined by the percentage allocated to different types of investments.
Media Super's investment options typically include investments in the following assets:
|Growth assets||Defensive assets||Assets with Growth &|
Detailed information about asset classes is available in the Investment Guide.
Diversification lowers risk and helps achieve more stable returns over time. Within our pre-mixed investment options, we construct a benchmark (called a Strategic Asset Allocation) to determine the optimal level of exposure to different asset classes to achieve each options' investment objective.
For example, our High Growth and Stable investment options both include Australian Shares and Cash in their Strategic Asset Allocations (as well as other asset classes) but at very different levels. The High Growth option has an allocation of 40% to Australian Shares but only 2% to Cash; the Stable option only has an allocation of 9% to Australian shares but 25% to Cash.
Detailed information about asset allocations and risk/return profiles for Media Super's investment options is available in the Investment Guide.
Who manages your money
Media Super works with a number of investment managers, allowing us to access expertise and diversify our investment holdings. Some managers may hold individual investment in a single asset class, while others may manage several separate investment in the same asset class or separate investments in multiple sectors.
|Acorn Capital Limited||51 082 694 531|
|Australian Chamber Orchestra Instrument Fund||63 147 806 424|
|AMP Capital Investors Limited||59 001 777 591|
|Archer Capital Pty Limited||14 076 176 737|
|Barings Australia Pty Ltd||34 140 045 656|
|Blackrock Investment Management (Australia) Limited||13 006 165 975|
|Cerberus Capital Management, L.P.|
|Challenger Life Company Limited||44 072 486 938|
|CHAMP Ventures 7 Management Pty Limited||19 145 811 132|
|Continuity Capital Partners Pty Limited||17 143 294 517|
|EG Funds Management Pty Ltd||22 108 198 492|
|Franklin Templeton Investments Australia Limited||87 006 972 247|
|Fulcrum Media Finance Pty Ltd||58 131 543 130|
|GLG Partners LP|
|ICE Canyon LLC|
|IFM Investors Pty Ltd||67 107 247 727|
|Industry Super Holdings Pty Ltd||71 119 748 060|
|Infrastructure Capital Group Limited||85 094 815 513|
|Invesco Wholesale Growth||48 001 693 232|
|ISPT Pty Ltd||28 068 041 283|
|Lazard Asset Management Pacific Co.||13 064 523 619|
|Macquarie Investment Management Limited||46 008 583 542|
|Members Equity Bank Limited||56 070 887 679|
|ME Portfolio Management Pty Limited||79 005 964 134|
|Media Super Limited||30 059 502 948|
|Mercer Investments (Australia) Limited||66 008 612 397|
|Oz Credit Opportunities Overseas Fund, L.P.|
|Paddington St Finance No 1 Pty Ltd||57 616 642 945|
|Pendal Institutional Limited||17 126 390 627|
|Pomona Australia Pty Ltd||65 146 787 091|
|QIC Limited||95 942 373 762|
|ROC Partners||37 167 858 764|
|Siguler Guff & Company, LP|
|Stafford Private Equity Pty Ltd||31 094 669 940|
|T. Rowe Price International Ltd||84 104 852 191|
|WaveStone Capital Pty Limited||80 120 179 419|
|Westbourne Credit Management Limited||27 131 843 144|
|Wilshire Global Advisors Limited||42 086 337 055|
|Yarra Capital||63 005 885 567|
Current as at 30 June 2020
Detailed information about which investment managers manage funds for each investment option, and how much, can be found in Media Super's annual reports.