Payday Super
Payday is about to become a super day, too
From 1 July 2026, employers must pay your super when they pay your wages. Your money hits your account sooner, can be invested earlier, and has more time to grow.
What’s changing?
Payday Super is a Government reform.
From 1 July 2026, your super must be paid each pay day.
- You’re entitled to receive what you’ve earned as part of the pay cycle.
- It’s easier to track, and your money is invested sooner.
- You can also check contributions in your online account.
- It also reduces the risk of unpaid super.
More frequent payments can help protect your insurance by reducing long gaps that can cause insurance cover to stop.
Do I need to do anything?
No. Payday Super changes how often employers must pay super — you don’t need to take any action.
Keep an eye on your payslips and your online account to check the right super is being paid.
How is the new law enforced?
The Australian Tax Office (ATO) will oversee the change. Employers who pay late or incorrectly after 1 July 2026 will face faster and more costly penalties, including the Superannuation Guarantee Charge.
The change from 1 July 2026 will mean:
- Your super will be paid with your wages, every pay cycle.
- You’ll be able to track your super more easily through your account.
- Your money hits your super account sooner, giving it more time to grow.
- Reduces the risk of unpaid super.
What we are doing for members
We have long advocated for changes like Payday Super to ensure members get the super they’re owed. In the past decade, we’ve reclaimed more than $1.1 billion in unpaid super for our members.
The goal is a fairer system where everyone gets the super they’re owed.
Learn more
Payday Super fact sheet
Find out more, including what to do if you think your super hasn't been paid.
Stay on top of your super
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Payday Super for Employers
The way employers pay super will change on 1 July 2026. We’ll help you get ready.