Insurance for members

Death or Death and TPD

Media Super offers automatic Death and Total and Permanent Disablement (TPD) insurance for new members joining the fund. Our default cover is unit-based, that is, cover is for a fixed number of units, with the value of each unit declining as the member gets older.

As a Media Super employer, you can choose an alternative insurance arrangement for your employees with Employer-selected cover.

You can choose cover for a fixed dollar amount or based on a formula that takes into account an employee’s salary.

Income Protection

You can also elect to provide automatic Income Protection insurance for your employees. Income Protection covers a percentage of your employees’ salary if they are unable to work for an extended period of time.

Our Income protection cover is unit-based and determined using a member’s age next birthday along with a relevant waiting period. There is also a choice of benefit periods of 5 years or to age 65. Different premium rates apply for each option.


Your employees may be able to choose to take out extra Death, TPD or Income Protection insurance in addition to what you have arranged for them.

Read the Insurance Guide to learn more about Media Super's insurance offer.