Product Dashboard

MySuper Product dashboard - Balanced option for super accounts

Super funds are required to provide a product dashboard of key information about their MySuper products to allow members to easily compare product features with those of other super funds. The information provided below is intended to allow members to make more informed decisions about their choice of fund or investments.

Media Super’s default Balanced option for super accounts has been authorised as a MySuper product (identifier 42574421650098).

For detailed information about Media Super’s investment strategy and options, fees and costs, insurance cover and regulations affecting super accounts, please read the Media Super Product Disclosure Statement.

All returns shown in this product dashboard are returns net of investment fees and taxes and net of administration fees for a representative member with a balance of $50,000.  Returns shown here may therefore differ from the returns published elsewhere, which do not allow for all administration fees.

Return Target

The return target for the ten years from 1 July 2019 to 30 June 2029 is a 50% probability of achieving a net return of 3.3% p.a. above CPI*.

Note: CPI refers to the Consumer Price Index, an indicator of inflation published by the Australian Bureau of Statistics. Investment returns are not guaranteed.


The average return for the 10 years to 30 June 2019 was 8.22% p.a. Individual financial year returns are provided below.

Financial year ending 30 June

Return %

2010 8.02
2011 7.66
2012 -0.57
2013 14.57
2014 12.00
2015 8.91
2016 2.76
2017 11.29
2018 9.90
2019 8.49

Note: Returns are net of fees and taxes. Past performance gives no indication of future performance.

Comparison between Return Target and Return

Level of Investment Risk (Standard Risk Measure)*

Medium to High - Negative returns expected in 3.4 out of every 20 years.

Note: The higher the return target, the more often you would expect a year of negative returns.

Statement of fees and other costs


Note: Estimated fees and costs from 1 July 2019 to 30 June 2020 for a representative member with a balance of $50,000 who does not incur any additional activity fees.

*Explanatory Notes

Return target

In addition to the return target stated above, the trustee’s objective is, over rolling ten-year periods, having a 70% probability of achieving a net return of 3.5% p.a. above CPI.

What is the Standard Risk Measure?

The Standard Risk Measure (SRM) is a guide as to the likely number of negative annual returns expected over any 20 year period. The purpose of the SRM is to provide members with a label to assist in comparing investment options both within and across various superannuation funds. The SRM is not a complete assessment of all forms of investment risks and investors should ensure that they are comfortable with the risks and potential losses associated with their chosen investment option(s).

The Trustee estimates the risk of each investment option based on assumptions about how investment markets are forecast to perform, the likely fluctuation in returns and the relationship between asset classes. These assumptions are not guaranteed.

The SRM will be reviewed annually or in the interim if the Trustee believes there has been a material change to the underlying risk and return assumptions. These risk bands and risk labels are based on the seven categories listed below as provided for in the SRM guidance issued jointly by the Association of Superannuation Funds of Australia Limited and Financial Services Council in July 2011.

Risk Band

Risk Label

Estimated number of negative annual returns over any 20 year period


Very low

Less than 0.5



0.5 to less than 1


Low to medium

1 to less than 2



2 to less than 3


Medium to high

3 to less than 4



4 to less than 6


Very high

6 or greater