Voluntary contributions

Relying on regular employer contributions may not be enough to fund your post-work lifestyle. Add extra now to boost your super so you can retire with more.

Voluntary or personal contributions can be made as frequently as you like from your after-tax income (take-home pay). Since you've already paid income tax, no contributions tax applies to voluntary contributions up to the non-concessional cap amount.

Voluntary contributions can be an easy and effective way to build your super. You may also be eligible for the bonus contribution available through the Federal Government Co-contribution scheme, depending on your income and other factors.

Restrictions apply on making voluntary after-tax super contributions if you are aged 65 or over.

Your voluntary after-tax contributions form the tax-free component of your withdrawal benefit once you retire or meet another condition of release.