Who gets your super when you die?

It’s important for you to consider who would receive your super, including any insurance benefit, if you die. Nominating a beneficiary is one way to plan how your super will be distributed.

A beneficiary is the person or persons whom you wish to receive your super in the event of your death.

You may nominate one or more beneficiaries to receive your benefit. Your beneficiaries must either be a dependant or legal personal representative. (For further information on dependants please read the Insurance Guide PDS.)

You can make either a binding or non-binding nomination.

Binding

A binding nomination is a binding direction in writing from you to Media Super to pay any death benefit to your estate or to one or more dependants nominated by you and in the proportions that you have specified.

If you decide to make a binding nomination, it is your responsibility to keep the nomination up to date. Binding death benefit nominations lapse three years from the date you make, confirm or vary your nomination. If the nomination lapses it will become a non-binding nomination.

Note: If you select a dependent under a binding nomination and the person/s nominated do not meet the definition of a dependent at the time of death, the binding nomination is deemed to have lapsed.

non-binding

A non-binding nomination means that Media Super will take your nomination of beneficiaries into account, but will not be bound to follow it.

It's more a guideline you provide to Media Super that we take into consideration when deciding who to pay your benefit to, but are not obligated to follow if we think there’s someone who’d be a more appropriate recipient.

How can I nominate beneficiaries?

You can nominate or change your beneficiaries at any time:

Binding:

A binding nomination must be completed in writing.

Non-binding: