Good advice is easy to find18 Sep 2018
Decisions about money, especially making sure we have enough of it, can be stressful. Good financial advice can reduce your anxiety about your retirement income and give you confidence about your financial wellbeing.
How can we help?
It’s our job to help you make the most of your retirement income, which includes providing you with the right advice throughout your working life and now that you’re retired.
Our Helpline Advisors# can provide you with projections of how long your retirement income is likely to last and talk through your investment options to help you find the one that’s right for you.
If that’s all the advice you need right now, great! But if you need more complex advice they’ll refer you to one of our Financial Planners.*
You might be thinking that only the wealthy benefit from seeing a financial planner – it’s a commonly held perception – but in fact when every dollar counts, advice can be even more important.
Our Financial Planners understand all the considerations that go into managing your money in retirement. They’ll consider not only your Media Super account but also your other assets and income, and explore options like the downsizer contribution, the Age Pension and other Centrelink benefits to help you maximise your retirement income. And over the years they can work with you to adjust your plans as your life changes.
The advice process
The first step is to call our Helpline. They’ll have a chat with you and determine if they can help you or if you need to talk to one our Financial Planners.
Your Financial Planner will organise a time for your first consultation, which will help you understand how they may be able to help you and your planner will discuss the nature of any advice they might recommend.
If you decide to go ahead with advice, they’ll undertake a fact-find with you to make sure they have all the relevant information to give you the best advice. From there, your planner will develop recommendations for you and provide you with a Statement of Advice, which lays out all of their recommendations for you to consider.
Your planner is always available if you have questions or want to talk through your options some more. And, of course, your planner will help you to implement the plan when you’re ready.
To get started or to find out more about the advice available to you, call our team on 1800 640 886.
Our commitment to you
We’re committed to providing you with high-quality, valuable advice and our planners will only suggest financial advice if they’re confident it will improve your situation and is in your best interest.
Your first consultation is at no cost to you and your planner will provide you with a fixed price quote to consider before proceeding with any advice.
Media Super Financial Planners do not receive commissions and there are no ongoing advice fees. You only pay for the advice you receive.
This article originally appeared in the Spring 2018 issue of Insider magazine issued with 30 June 2018 statements. Read the full issue.
* Media Super has engaged Industry Fund Services (IFS) ABN 54 007 016 195 AFSL No 232514 to facilitate the provision of financial advice to members of Media Super. Advice is provided by one of our Financial Planners who are Representatives of IFS. Fees may apply. Further information about the cost of advice is set out in the relevant Financial Services Guide, a copy of which can be obtained by calling IFS on 1300 138 848. IFS is responsible for any personal advice given to you by its Representatives.
# Helpline Advisers providing general or limited advice are representatives of Mercer Outsourcing Australia Pty Ltd (MOAPL) ABN 83 068 908 912, AFS Licence 411980.