End of financial year contribution deadline

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Cut-off dates for contributions

If you’re thinking of making an extra super contribution this financial year, you’ll need to get it in before 4pm (AEST) on Friday 20 June 2025 to ensure we receive your contribution on time.


We recommend BPAY or Electronic Funds Transfer (EFT).

  • Log into your account for your personal BPAY reference and biller code or EFT details. This information can also be found on your annual statement.
  • You can also visit our front counters to pay your contributions in person by cheque.

Payments can still be made after this date but we’re unable to guarantee that the contribution will be counted as part of this financial year if we receive it late. This means you could miss out on any tax advantages or government incentives you’re eligible for.

Other ways to maximise your super before EOFY

  • Split your super with your spouse

    Transferring part of your super to your spouse may offer tax advantages, flexibility and benefits for age pension maximisation when assets and income are assessed for entitlements.

    For more information visit ato.gov.au

  • Self-employed small business owners

    Contributions made to your super may be eligible for a tax deduction, as well as potential tax exemptions available upon the sale of business assets when contributing the proceeds to super.

    For more information about eligibility and claiming a tax deduction visit ato.gov.au.

  • Tax deductions for personal contributions

    If you make a personal (after-tax) contribution to your super, you may be able to apply to claim a tax deduction on some or all of these amounts. This could reduce the amount of tax you pay for the year.

    Learn more with the How to claim a tax deduction on personal super contributions fact sheet (PDF).

Payment options

If your contribution is received after 30 June it will count towards the next financial year. We recommend using BPAY or EFT before 4pm (AEST), Friday 20 June 2025.

Cut off dates for employer transactions

Make sure your business is EOFY-ready. Here are the key dates you’ll need to know to meet your super obligations this financial year.

  • Superannuation Guarantee (SG) contributions due 13 June 2025

    If you use an external clearing house for SG contributions, we suggest making payments by 4pm (AEST) on 13 June 2025. This ensures your contributions are counted for this financial year, as each clearing house processes payments differently.

  • SG contributions made via the Media Super Employer Portal due 20 June 2025

    SG contributions via the Media Super Employer Portal* must be made by 4pm (AEST) on 20 June 2025 to be counted for this financial year.

    * The Media Super Employer Portal is provided by SuperChoice Services Pty Ltd (ACN 109 509 739) as an authorised representative (336522) of PayClear Services Pty Ltd (ACN 124 852 320 AFSL 314357) for Media Super employers.

  • Single Touch Payroll (STP) finalisation declaration due 11 July 2025

    You need to submit your STP finalisation declaration by 11 July 2025. This confirms that you have fully reported for the financial year for each employee. After you submit your declaration, the ATO will update your employees' income tax return and show the information as 'tax ready' in MyGov. For more details, visit the ATO website

Changes to super from 1 July 2025

SG rate will increase to 12%

From 1 July 2025, the super guarantee rate will increase from 11.5% to 12%. The SG rate is the minimum amount of super you’re required to pay, by law, on ordinary time earnings.

For more information, visit the ATO website.

Super on Government funded paid parental leave

The ATO will start paying super on government-funded Paid Parental Leave (PPL) for children born or adopted from 1 July 2025. Payments will be made directly to your employees’ superannuation funds after the relevant financial year has ended. This policy is designed to reduce the impact of career breaks taken to care for young children on superannuation balances.

For more information, visit Services Australia.

Other upcoming changes to super

Payday Super coming in 2026

Although not yet legislated, Payday Super is proposed to start on 1 July 2026. Under Payday Super, employers will need to pay their employees’ super at the same time as their salary and wages.

For more information, visit the ATO.

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